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  • Will you be penalized for not offering insurance to your employees?

    Asked by unknown
    1 Answers
    No. There are no tax penalties for companies with less than 50 employees that do not offer insurance.
  • Can your employer change your health insurance carrier and level of benefits during the year?

    Asked by unknown
    1 Answers
    Yes. It is completely up to the employer whether or not they will offer health insurance to employees at all, and they can change carriers and level of benefits at any time.
  • Does health insurance cover for dental costs and procedures done at the local dentist offices?

    Asked by unknown
    1 Answers
    Most health insurance plans do not offer cover for dental care. However, you can check and compare dental insurance plans across insurance companies to reduce the cost at the local dentist office.