Started in 1965, Medicare programs have been providing affordable medical care to seniors. Funded by the federal government, Medicare made healthcare accessible to senior citizens who found it difficult to pay for their medical expenses with their fixed post-retirement income. With a major proportion of baby boomers (people born between 1946 and 19
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Burial insurance, also known as final expense insurance, is basically an insurance policy set aside by individuals to cover for their funerals and burials. There is no benefit that may be reaped from this insurance, except that the expenses incurred after the death of the individual are paid off without any hassle.It is a very well-thought insuranc
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There are various life insurance policies that are tailormade for senior citizens. One such policy is known as a guaranteed universal life insurance; it offers affirmed death benefits but may be maintained with affordable premiums. The premiums could be as much as what an individual might have to pay if he or she undertakes a term life insurance po
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A Medicare Supplement insurance plan, also known as Medigap helps you to pay the healthcare-related costs that are not covered under the Original Medicare. This includes the cost of co-payments, deductibles, and co-insurance. Also, there are certain services covered by this supplemental insurance plan, which are not covered by the Original Medicare
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New York Life Insurance Company offers a comprehensive coverage product known as the AARP life insurance. The American Association of Retired Persons (AARP) policy is provided for the retired citizens of the country and it is the most popular policy for this particular group. Read on to know more about it:Features of AARP life insuranceThere are ma
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Most life insurance companies sell similar coverage plans, making the marketplace increasingly competitive. So many options at disposal can confuse the buyers. Moreover, often to stand out, companies adopt aggressive marketing tactics that can drive the customers to make the wrong pick. Therefore, as an investor you should compare and smartly weigh
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A lot of individuals receive health insurance through a plan sponsored by their employer. However, if you are not working or have retired, you will have to look for a plan yourself. A lot of individuals sell health insurance plans to meet the needs of elderly citizens. Those above the age of 50 might find it difficult to find an insurance policy wh
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A research states that 70% of people above the age of 65 require long-term care insurance for an average period of three years. People may get 80% of this long-term care at home. Besides home, the other places which fit the eligibility criteria are nursing homes, assisted living facilities, adult day care centers, and continuing care retirement com
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Buying an auto insurance policy from one of the best car insurance companies is essential if you want to give your car the best protection available. Buying a quality policy from a provider that is reputed and trustworthy ensures that you have the best of both worlds, your peace of mind as well protection from potential financial losses. There are
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Term life insurance is usually the most popular option when individuals purchase policies. It is basically a type of life insurance that is fixed for a certain period, as chosen by the individual. If the policyholder dies before the term expires, his/her beneficiary is eligible to receive the insurance money (tax-free) for funeral and other expense
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Many people get confused between a home/house insurance and a homeowners insurance. The main reason for buying a homeowners insurance is to protect the homeowner from any liability when some mishap occurs with the registered house whereas home insurance is for protecting the property. Listed below are the top homeowners insurance companies which wi
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Most individuals are covered under the original Medicare policy. However, they are not aware of the fact that Medicare does not cover dental expenses. It does not provide for dental care, supplies, dental procedures like cleaning, fillings, dentures, tooth extractions, dental plates, or any other devices. If you get admitted to a hospital, Medicare
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