You must have heard the term Medicare Part B very often when talking about health insurance, but how aware are you of what it means and how it works? Medicare Part B is an important term related to health insurance and is a part of the Original Medicare, which covers the supplies as well as services that are important for your health and well-being
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Term life insurance is usually the most popular option when individuals purchase policies. It is basically a type of life insurance that is fixed for a certain period, as chosen by the individual. If the policyholder dies before the term expires, his/her beneficiary is eligible to receive the insurance money (tax-free) for funeral and other expense
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A research states that 70% of people above the age of 65 require long-term care insurance for an average period of three years. People may get 80% of this long-term care at home. Besides home, the other places which fit the eligibility criteria are nursing homes, assisted living facilities, adult day care centers, and continuing care retirement com
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Life insurance has held and still holds tremendous significance. It is valuable for those people who have dependents in their families, businesses, and other institutions as their beneficiaries would not be affected in case of their unprecedented death. It is the ability to sell life insurance that created the groundwork for the life settlements in
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Investing in health insurance is very important for individuals of any age. A health insurance policy is like an umbrella on a rainy day. It will keep you safe from the increasing medical expenses and the cost of hospitalization in case of an illness. Different health insurance plans operate differently and it is best to understand their features a
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A lot of individuals receive health insurance through a plan sponsored by their employer. However, if you are not working or have retired, you will have to look for a plan yourself. A lot of individuals sell health insurance plans to meet the needs of elderly citizens. Those above the age of 50 might find it difficult to find an insurance policy wh
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If you are a small business owner, you need to be aware of a health insurance specially designed to meet your business as well as employee needs. For a business with less than 50 employees, it is optional to provide health insurance to your staff. However, businesses with more than 50 employees are required to provide a health insurance mandatorily
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As per statistics revealed by the National Association of Dental Plans, more than 46 million people, aged 65 and beyond, in the country do not have a dental coverage, although most of them suffer from some or the other dental problems. Considering that elders are highly susceptible to dental ailments, it is important to maintain oral hygiene for th
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Most individuals are covered under the original Medicare policy. However, they are not aware of the fact that Medicare does not cover dental expenses. It does not provide for dental care, supplies, dental procedures like cleaning, fillings, dentures, tooth extractions, dental plates, or any other devices. If you get admitted to a hospital, Medicare
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Burial insurance, also known as final expense insurance, is basically an insurance policy set aside by individuals to cover for their funerals and burials. There is no benefit that may be reaped from this insurance, except that the expenses incurred after the death of the individual are paid off without any hassle.It is a very well-thought insuranc
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There is no denying that oral health is an important part of our lives. If you have suffered from a toothache, you will understand the importance of a dentist in your life. Dental treatment is not cheap, and if you do not have a dental insurance to help you with the costs, you might have to bear substantial out-of-pocket expenses. A lot of adults o
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A Medicare Supplement insurance plan, also known as Medigap helps you to pay the healthcare-related costs that are not covered under the Original Medicare. This includes the cost of co-payments, deductibles, and co-insurance. Also, there are certain services covered by this supplemental insurance plan, which are not covered by the Original Medicare
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