As per statistics revealed by the National Association of Dental Plans, more than 46 million people, aged 65 and beyond, in the country do not have a dental coverage, although most of them suffer from some or the other dental problems. Considering that elders are highly susceptible to dental ailments, it is important to maintain oral hygiene for th
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There is no denying that oral health is an important part of our lives. If you have suffered from a toothache, you will understand the importance of a dentist in your life. Dental treatment is not cheap, and if you do not have a dental insurance to help you with the costs, you might have to bear substantial out-of-pocket expenses. A lot of adults o
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Term life insurance is usually the most popular option when individuals purchase policies. It is basically a type of life insurance that is fixed for a certain period, as chosen by the individual. If the policyholder dies before the term expires, his/her beneficiary is eligible to receive the insurance money (tax-free) for funeral and other expense
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Started in 1965, Medicare programs have been providing affordable medical care to seniors. Funded by the federal government, Medicare made healthcare accessible to senior citizens who found it difficult to pay for their medical expenses with their fixed post-retirement income. With a major proportion of baby boomers (people born between 1946 and 19
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Most individuals are covered under the original Medicare policy. However, they are not aware of the fact that Medicare does not cover dental expenses. It does not provide for dental care, supplies, dental procedures like cleaning, fillings, dentures, tooth extractions, dental plates, or any other devices. If you get admitted to a hospital, Medicare
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A Medicare Supplement insurance plan, also known as Medigap helps you to pay the healthcare-related costs that are not covered under the Original Medicare. This includes the cost of co-payments, deductibles, and co-insurance. Also, there are certain services covered by this supplemental insurance plan, which are not covered by the Original Medicare
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If you are a dog owner, your furry friends are like any other member in your family. To keep your pet dogs healthy and safe, it is important that you provide them the right kind of nutrition and take them to the vet, whenever the need be. However, at times, the vet bills tend to be quite high. Therefore, having a pet insurance for dogs is a good id
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If you are a small business owner, you need to be aware of a health insurance specially designed to meet your business as well as employee needs. For a business with less than 50 employees, it is optional to provide health insurance to your staff. However, businesses with more than 50 employees are required to provide a health insurance mandatorily
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A lot of individuals receive health insurance through a plan sponsored by their employer. However, if you are not working or have retired, you will have to look for a plan yourself. A lot of individuals sell health insurance plans to meet the needs of elderly citizens. Those above the age of 50 might find it difficult to find an insurance policy wh
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Everyone is busy with their daily grind and the last thing one wants to do is spend time looking for car insurance quotes. It may seem like a tedious task, but it is extremely important to get auto insurance quotes and compare them before making a decision. Whether you are from Chicago or New York, you can find the best car insurance at cheap price
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According to the National Council of aging, there are more than 10,000 citizens across our country who enroll for Medigap plans. The most confusing aspect about having a Medigap policy is, Why does one need it when they already have a Medicare policy? The answer to this is simple. Medicare plans do not provide coverage for every medical condition.
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Most life insurance companies sell similar coverage plans, making the marketplace increasingly competitive. So many options at disposal can confuse the buyers. Moreover, often to stand out, companies adopt aggressive marketing tactics that can drive the customers to make the wrong pick. Therefore, as an investor you should compare and smartly weigh
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